Public Liability Insurance helps protect businesses from claims arising from accidental injury or property damage to third parties. We provide tailored Public Liability Insurance policies to manage your unique risks, helping ensure you're adequately covered against these unforeseen incidents.
Public Liability Insurance protects you and your business against claims made by third parties, such as members of the public, contractors and clients, for personal injury or property damage that occurs as a result of your business activities. This typically includes incidents that occur on your business premises or at a location where you are conducting business.
Injuries sustained by a client, visitor, contractor or member of the public on your business premises or due to your business operations.
Damage to third-party property caused by your business activities, whether on your premises or at a client's location.
Coverage for legal costs associated with defending a claim, even if the claim is groundless.
To ensure your Public Liability Insurance provides the best possible protection, some of the key factors we assess when making our recommendations include:
The types of activities your business conducts, the locations where you operate, and the level of interaction with third parties will influence your coverage.
As a supplier, you may be required to hold specific Public Liability Insurance as part of your contractual obligations, or it may be a requirement of your industry-specific standards.
The scale and nature of your operations will affect the appropriate limits of liability to protect your business from significant financial losses.
